Fiduciary-First Insurance Advisor

Your HOA's 2026 Renewal is Already in Motion.

Stop guessing at limits. Get a risk-free coverage audit designed for boards who prioritize fiduciary duty over guesswork.

Protecting $450M+ in Community Assets

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Trusted carrier partnerships · Conference speaker · CAI member

$0M+
Community Assets Protected
0+
HOAs Served Nationwide
$0K
Average Savings Per Association
0%
Client Retention Rate

Missed the Raffle at the Booth?

You Can Still Enter.

ou didn't win at the booth — but we didn't want you leaving empty-handed. We're doing a second-chance drawing for a $50 gift card as a thank-you for conference attendees.

Other options: board meeting lunch credit or a charity donation in your HOA's name.

No purchase required. One entry per HOA/attendee.

How to Qualify?

01. Book a 15-min coverage review call

02. Submit your current declaration pages

03. Or attend our upcoming webinar

Complete any one of the above and you're entered automatically.

Why Now?

The 2026 HOA Market is Shifting.

The Risk

Carrier Exits

Major carriers are pulling out of HOA markets. Your renewal options may be shrinking faster than you realize.

The Cost

Rising Deductibles

Wind and water deductibles have doubled in many markets, leaving HOAs exposed to six-figure gaps.

The Barrier

Underwriter Scrutiny

Underwriters now demand maintenance records, reserve studies, and claims histories before quoting.

Exclusive Bonuses for Conference
Attendees

High-value resources designed to help your HOA — no strings attached.

Exclusive HOA Insurance Market Update

Boards & PMs are anxious about rising premiums. Get the inside scoop.

  • Why premiums are rising in 2026

  • Carrier exits vs. carriers staying

  • Underwriter scrutiny trends

  • Avoiding non-renewal surprises

Board-Ready Educational Resource

Happy to walk your board through this at

no cost.

  • Top 10 HOA Insurance Mistakes Boards Make

  • What HOAs Are Responsible For vs Homeowners

  • Claims That Cause Premium Spikes

Success Story

A 240-unit condominium association came to us after their carrier non-renewed mid-term. Their existing agent had left $42,000 in coverage gaps — exposed wind deductibles, outdated ordinance & law limits, and a fidelity bond that hadn't been updated in 6 years.

Within 30 days, we placed a comprehensive master policy with a top-rated carrier, closed every gap, and reduced their total premium by 18%. The board presented the one-page risk snapshot at their next meeting to a standing ovation.

"This is exactly what fiduciary responsibility looks like."

— Board President

Before

  • Exposed Wind Deductible — $180k gap

  • Outdated Ordinance & Law limits

  • Fidelity bond 6 years stale

After

  • Comprehensive Master Policy

  • 18% Premium Savings

  • Board-ready risk snapshot

What They Say

Trusted by Boards & Managers Alike.

Reserve Your 15-Minute Review

Choose a time that works. You'll get a confirmation and reminders.

Calendar link reduces friction — book in seconds.

Frequently Asked Questions

Here are the answers to the questions we get asked the most.

Does this commit our board to switching agents or carriers?

Absolutely not. The coverage review is purely consultative. You receive a one-page risk snapshot — what you do with it is entirely up to your board.

How long does the review take?

We need about 15 minutes on a call to walk through your current policy. The analysis and snapshot are delivered within 48 hours.

What documents do you need from us?

Ideally, your current declaration pages and any recent loss runs. If you don't have them handy, we can request them from your carrier on your behalf.

Is this really free? What's the catch?

There is no catch. We earn our business by demonstrating value first. If the review shows your coverage is solid, we'll tell you exactly that.

Can you present findings directly to our board?

Yes. We regularly join board meetings (in-person or virtual) to walk through the risk snapshot and answer questions. No charge.

Mayra Menjivar — California Insurance License #: 0J19977

Call : +1 818-309-7511

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